Last updated: September 17, 2020

Introduction

Welcome to the Suretys website.

These Terms of Service ("Terms") govern your access to www.Suretys.com (the "Site"), as well as our App, our products, and our services ("Services"), all of which are owned and operated by Suretys Inc.("Suretys," "we," "us" or "our"). Please read these terms carefully before using our Services, as they constitute a legal contract between you and us. By accessing or using our Site or any of our Services, you hereby agree to these Terms, and you warrant that you are at least 18 years of age or the age of majority in your jurisdiction.

These Terms are in effect as of the date listed above. We reserve the right to modify these Terms from time to time, and we will notify you of any material changes to these Terms via email or other communication means. Your continued use of the Site or Services after any such changes constitutes acceptance of the amended Terms, and you should continue to check this page for updates.

The Services described on the Site are intended for and are limited to users in the United States and may be further limited based upon product approvals and other regulatory considerations. We reserve the right to determine eligibility.

Your use of our Services may involve our collection and transmission of certain personal information or other data. Policies governing our use of such data are set forth in our Privacy Policy, which is hereby expressly incorporated into these Terms of Use.

If you do not agree to the Terms or the Privacy Policy, you may not use the Site or our Services.

Your Account

You do not need to register with us to visit the Site and access certain information. You hereby represent and warrant that the information you provide to us is truthful, accurate, and current.

Insurance Quotes & Coverages

Descriptions of coverage on the Site are merely explanatory and illustrative in nature and qualified by reference to the full terms and conditions of the applicable policy. In order to obtain insurance coverage, applicants submit a complete application through our App, a link to which is emailed or texted to them when they apply for a Suretys PlusOne™ policy. The issuance of insurance will depend upon underwriting approval. Availability and coverages may vary by state.

Usage License

In accordance with these Terms and our Privacy Policy, we are granting you a limited, non-transferable, non-exclusive, and revocable license to access our Site and our Services, subject to certain conditions. Namely, you will not: (i) copy or use any aspect of the Site or the Services or any content contained therein for purposes other than your own personal use; (ii) sell, transfer, assign, license, sublicense or modify the Services for any public or commercial use; or (iii) use our trademarks, service marks or logos without our written consent in each instance.

The content on the Site includes, but is not limited to, text, graphics, images, photographs, illustrations, maps, trademarks, tradenames, service marks, logos, information obtained from Suretys licensors, and other materials ("Content"). Title to the Content on the Site remains with Suretys. Suretys invites you to view and use a single copy of the materials obtained from the Site for your personal, non-commercial use. Except as expressly permitted on the Site, you agree not to license, distribute, create derivative works from, transfer, sell or re-sell any information, content, or services obtained from the Site. No graphics, photographs, or other visual elements obtained through the Site may be used, copied, or distributed separate from the accompanying text without the prior express written consent of the original owner or Suretys. You are not permitted to use the materials on the Site except as expressly set forth herein. You may not, under any circumstances, attempt to deface, shut down or otherwise damage the Site. You may not "mirror" any Content contained in the Site on any other server.

The Site may be made available or accessed in connection with third-party services and content (including advertising) that Suretys does not control. Our Site may contain links to other websites provided by third parties. Please be aware that we do not control this third-party content, including third-party websites or any of the content contained therein. You acknowledge that different terms of use and privacy policies may apply to your use of such third-party services and content. Suretys does not endorse such third-party services and content, and in no event shall Suretys be responsible or liable for any products or services of such third-party providers. Once you have left our Site, we cannot be responsible for the privacy practices of such other websites.

Limitation of Liability

YOU ACKNOWLEDGE AND AGREE THAT THE SITE, THE SERVICES, AND ALL CONTENT ARE PROVIDED, TO THE MAXIMUM EXTENT OF THE LAW "AS IS," "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. SURETYS MAKES NO WARRANTY AS TO THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY CONTENT AVAILABLE THROUGH THE SITES. YOU ARE RESPONSIBLE FOR VERIFYING ANY INFORMATION BEFORE RELYING ON IT. USE OF THE SITES AND THE CONTENT AVAILABLE ON THE SITES IS AT YOUR SOLE RISK. WE MAKE NO REPRESENTATIONS OR WARRANTIES THAT USE OF THE SITES OR CONTENT ON THE SITES WILL BE UNINTERRUPTED OR ERROR-FREE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SURETYS DISCLAIMS ALL LIABILITY, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, AND FURTHER DISCLAIMS ALL LOSSES, INCLUDING WITHOUT LIMITATION PUNITIVE, EXEMPLARY, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH ACCESS TO OR USE OF THE SITE, THE SERVICES, THE CONTENT, OR ANY THIRD PARTY USER GENERATED CONTENT AVAILABLE ON OR THROUGH THE SITES, REGARDLESS OF THE TYPE OF CLAIM OR ACTION, EVEN IF SURETYS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WE WILL NOT BE LIABLE FOR ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO OR USE OF THE SITE, THE SERVICES, OR ANY CONTENT.

To the extent that Suretys may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the extent of Suretys liability will be equal to the amount the user paid to access the Site or the minimum amount permitted under such applicable law.

Indemnification

You agree to defend, indemnify and hold us and our officers, directors, employees, successors, licensees, and agents harmless from and against any claims, damages, demands, obligations, losses, liability, and expenses, including reasonable attorney's fees, arising from (i) your use of the Site or the Services; (ii) any breach of these Terms; and (iii) any violation by you of any third-party right, including without limitation any copyright, property, publicity or privacy right. This includes all actions taken under your account. This defense, hold harmless and indemnification obligation will survive any modification or termination of these Terms and your use of the Services.

Termination; Modification

We may terminate these Terms and your access to all or any part of the Site or the Services at any time and for any reason without prior notice or liability. We retain the right to amend, suspend, or discontinue all or any part of the Site or the Services at any time without prior notice or liability. We also reserve the right, in our sole discretion, to modify the Site or the Services or to modify these Terms at any time and without prior notice. If we modify these Terms, we will post the modification on the Site and/or provide you notice of the modification by email. We will also update the "Last Updated" date at the top of these Terms. Changes to the Terms will be effective at the time of posting. Your continued access or use of the Site or the Services will constitute acceptance of the modified Terms.

Additionally, if the modified Terms contain material changes, we will provide you with notice prior to the changes taking effect. If the modified Terms are not acceptable to you, your only recourse is to cease using the Site and the Services. If you do not close your account, you will be deemed to have accepted the changes.

Location and Choice of Law

We operate the Site in the United States, as may be further limited from time to time. You are not authorized to access or use the Site from outside the United States. All claims arising out of these Terms or relating to the Site will be governed by the laws of the state of Connecticut, excluding the application of its conflicts of law rules.

MISCELLANEOUS

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. Our failure to act with respect to any failure by you or others to comply with these Terms does not waive our right to act with respect to subsequent or similar failures. These Terms set forth the entire understanding and agreement between you and Suretys with respect to the subject matter hereof.

CONTACT US:

If you have any questions about these Terms of Service:

Email: privacy@suretys.com

Phone: +1 (855)-SURETYS